Prominent Philadelphia Bankruptcy Lawyer
Attorney William Sanderson, Jr. understands the challenges involved in determining whether to file for bankruptcy. Over his many years of practice, he has handled all aspects of Chapter 7 and Chapter 13 bankruptcy, including bankruptcy litigation, repossession, foreclosure, and garnishment. Contact him and mention this Web site for a free consultation.
As administrator of the bankruptcy department at the law firm of Spear Wilderman, P.C., in Philadelphia, Pennsylvania, and Cherry Hill, New Jersey, Attorney Sanderson handles all aspects of the process including:
- Evaluating each client's financial situation including income, expenses, assets, and liabilities to determine which, if any, bankruptcy petition is the most appropriate
- Explaining the new bankruptcy laws
- Helping clients obtain credit counseling
- Drafting the Chapter 7 or Chapter 13 petition
- Attending all bankruptcy hearings and advocating on each client's behalf before judges, trustees, and creditors
- Advising on how to address illegal debt collection tactics employed by a creditor
- Discussing mortgage modification options and their criteria
Chapter 7 Bankruptcy
Chapter 7 bankruptcy allows clients to discharge most or all unsecured debt and get a fresh start. A clean slate allows clients to regain control of their finances and begin rebuilding their credit.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows clients to structure a court-supervised repayment plan in which they will pay what they can afford for three to five years. Once the client has made all of the payments in the repayment plan, any remaining qualified debt is discharged.
Unusual Insight Into Bankruptcy
Through his practice in bankruptcy law, attorney Sanderson has gained unusual insight into bankruptcy. Although he primarily represents individual consumers filing for bankruptcy, he has also advocated on behalf of creditors and bankruptcy trustees in Chapter 7 and Chapter 13 proceedings. By seeing firsthand how creditors and trustees approach bankruptcy, he has achieved a high level of understanding about the concerns of all parties.
Attorney Sanderson makes this experience work for his clients by being able to consider how a creditor or trustee might view a particular client's bankruptcy petition. This allows him to anticipate many problems before they arise and has made him more effective when interacting with all parties to a Chapter 7 or Chapter 13 petition.
Navigating the New Bankruptcy Laws
The federal bankruptcy laws that took effect in 2005 have caused considerable confusion. A common misconception among individuals and businesses interested in bankruptcy is that filing under the new laws is virtually impossible. That is not true. The new laws adversely impact only a small percentage of people.
Attorney Sanderson has undergone additional and ongoing training about the new law and has already had considerable experience representing clients under these federal provisions. He stays up-to-date on any changes that bankruptcy laws may undergo, including the proposed mortgage modification provisions.
Contact an Experienced Bankruptcy Lawyer Today
For one-on-one attention from an experienced Philadelphia or Cherry Hill, New Jersey bankruptcy attorney, contact Attorney Sanderson to set up an appointment to discuss your financial situation. Mention this Web site for a free consultation.
William B. Sanderson, Jr. Esq.
Spear Wilderman, P.C.
| Philadelphia, Pennsylvania
230 South Broad Street, Suite 1400
Philadelphia, PA 19102
(215) 732-0101
Fax: (215) 732-7790 | Cherry Hill, New Jersey
1040 North Kings Highway, Suite 202
Cherry Hill, NJ 08034
(856) 482-8799
Fax: (856) 482-0343 |
With offices in Philadelphia, Pennsylvania, and Cherry Hill, New Jersey, Attorney William Sanderson, Jr. offers comprehensive debt relief representation to clients throughout the area. In Pennsylvania, his practice encompasses the cities of Philadelphia, Norristown, Doylestown, Media, and West Chester, and all of Montgomery County, Bucks County, Delaware County, and Chester County. In New Jersey, he offers legal services in the cities of Camden, Woodbury, Mount Holly, Bridgeton, Salem as well as all of Camden County, Gloucester County, Burlington County, Cumberland County, and Salem County.
